Uber has changed the way we travel. With just a tap on your phone, you can request a ride within minutes, simplifying the way we move around. However, with convenience comes risks. Accidents can happen, and when they do, passengers may suffer injuries.

We will cover the most common injuries in Uber-related accidents, the process of determining fault, as well as the legal process for compensation.

Common Uber Injuries

An Uber accident can cause many different types of injuries, especially during collisions or accidents. Some frequent injuries include:

Neck Injuries: Neck strain, also known as whiplash, is common in rear collisions, resulting in pain and stiffness. The symptoms may take time to surface.

Fractures: High-impact accidents can lead to broken arms, legs, and ribs. They may need surgery or prolonged recovery time.

Concussions and Brain Trauma: Brain injuries, including concussions, are often serious after crashes. Head injuries can affect cognition and health for a long time.

Spine Injuries: A severe impact may cause spinal cord damage, herniated discs, or even paralysis. They often result in long-term pain and expensive treatments.

Strains and Sprains: Muscle injuries, including sprains and tears, often occur. Though less visible, they can cause significant discomfort.

Deep Cuts and Wounds: Shattered glass or other debris from an accident may lead to severe cuts. Some of these wounds may require stitches or surgical repair.

Figuring Out Fault in Uber Injury Cases

Determining fault in Uber accident cases can be tricky. Multiple parties might share the blame for an accident. Liability could fall on the Uber driver, other motorists, or other third parties.

The Uber Driver: Uber drivers can be held liable if they were negligent or reckless. Common causes include distracted driving or breaking traffic laws.

Another Motorist: If another vehicle was at fault, their driver could be liable for the accident.

Uber’s Liability: Uber itself could be liable if certain conditions are met under their insurance policy. Uber offers up to $1 million in liability coverage during active rides.

Other Third Parties: Third parties, such as government entities or manufacturers, may be liable. In such cases, lawsuits may involve multiple parties to determine responsibility.

What Uber’s Insurance Covers in Accidents

Uber’s insurance coverage varies depending on the stage of the ride. The coverage changes whether the driver is waiting for a ride, en route, or carrying passengers.

Driver Offline: When the driver is offline, their personal insurance is responsible.

Driver Available for Rides: Uber provides limited insurance coverage when a driver is available but not carrying passengers. Coverage includes up to $50,000 per individual for bodily injury and $25,000 for property damage.

Driver En Route or During a Ride: While en route to pick up passengers or during the ride, Uber’s $1 million policy applies. The $1 million policy covers both liability and uninsured drivers, along with collision insurance.

Filing a Legal Claim After an Uber Accident

In severe injury cases, legal action might be the best option if insurance fails. Legal action may result in financial recovery uber class action lawsuit for hospital bills, lost income, and more.